The offer runs from 27 October 2026, 12:00 AM to 7 November 2026, 11:59 PM IST (the “Offer Period”).
The offer is open to SalarySe users whose IOB Rise Up credit card is issued through the SalarySe app during the Offer Period.
Eligible users get 500 SCoins as an extra reward on their first qualifying transaction made with the IOB Rise Up card during the Offer Period.
To qualify, a transaction must:
Transactions that don’t qualify:
Each user can earn the 500 SCoins once, however many cards or transactions they have.
SCoins are credited to the user’s SalarySe account within 24 to 48 hours after the Offer Period ends, by 9 November 2026.
If the qualifying transaction is later refunded, cancelled or reversed, SalarySe may withhold or reverse the 500 SCoins.
SCoins can be used on SalarySe for deals and rewards of up to 10% on transactions, under the SalarySe SCoins terms. SCoins cannot be transferred or exchanged.
The IOB Rise Up credit card is issued by Indian Overseas Bank against a fixed deposit (FD). Approval is subject to booking the FD, completing KYC and IOB’s policies. The FD earns 6.5% interest, as per IOB’s FD rates. The card’s fees and charges are set by IOB (see the card’s MITC).
SalarySe may disqualify any user or transaction it suspects of fraud, misuse or breaking these terms.
SalarySe may change, extend or withdraw this offer at any time without prior notice.
For questions, write to support@salaryse.com or use Help in the SalarySe app.