Employees pay on UPI. AI does the paperwork. 8-10% more in hand, and not one extra form for your HR team.
trusted by 100+ indian enterprises covering 1.5 million employees
Six steps and a quarter's wait — for a benefit the employee already owns.
Wallet-card programmes see 30-45% activation — most never realise the benefit.
The spends they already make, in the SalarySe app. No new card, no merchant list.
Eligible spends are recognised at payment and mapped to the right head. One tap, no bill upload.
Approved benefits land in that month's payroll. Clean file for you, more in hand for them.
Everyday UPI spends become tax-free allowances, automatically. No cards, wallets or claim forms.
explore flexi benefitsFlagship phones through payroll, GST credit and tax savings built in. Zero cost, zero liability.
explore device benefitsThe teams that turned SmartPerks on, in their words.
"A transformational initiative at Narayana, simplifying financial needs."
Puneet KothapaMD & CEO · Narayana Group
"One of the best HR initiatives to help employees; reduced working capital; great employee benefits."
Nitesh PatwariCFO · Bombay Shaving Company
"I must say the way this requirement was handled from the beginning was commendable."
Meera MohandasIndia Rewards Head · Wipro
Here is exactly what each of them gets out of it.
Rollout and the questions your team will ask. Expand what you need.
Live in 7 days, without an IT ticket. Whatever your payroll stack, there is a path in.
Two-way sync with your HRMS. Enrolment, limits and deductions stay current without anyone touching a file.
A nightly encrypted drop into your existing pipeline. No API work needed on your side.
A clean file your payroll team drops straight into the monthly run. Zero integration required.
Works with Zoho Payroll, ADP and leading HRMS stacks.
Over-limit spends revert to taxable automatically — Form 16 stays clean, no manual correction.
Settled from the employee's final settlement; any shortfall they pay SalarySe or convert to a loan. Recovery burden stays off you.
You keep your payroll engine. SmartPerks supplies per-employee amounts each cycle via API (Zoho, ADP…) or export file.
Every exemption is backed by point-of-payment evidence — merchant, MCC, UPI data and bills — in an immutable log.
Yes — both regimes. At default limits, up to ₹3.01 lakh/yr exempt (new) or ₹6.85 lakh (old).
Live in 7 days. Employees onboard in the app in under 2 minutes — no hardware, no plastic, no IT ticket.
A 30-minute walkthrough, run on your own payroll numbers. Not a generic demo.
talk to a benefits specialistopen the calculatorsno obligation. we show you the number before you commit to anything.