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Skip the card. Claim your flexi benefits on UPI.

While other options hand you another card to manage, SalarySe works on the UPI you already use every day.
Just download the app and spend as usual.

download the SalarySe app

The only flexi benefit that runs on UPI.

How it works

Up and running in three simple steps.

1

Set up in 2 minutes

Open the SalarySe app, set up UPI and update your unique 16-digit code on the Cognizant portal.

2

Pay via SalarySe UPI

Use UPI to pay at any fuel station, or settle your phone and internet bills right from the SalarySe app.

3

We handle the rest

All eligible expenses against Fuel and Phone/Internet are captured in line with Cognizant policy.

Bonus

Earn rewards on every spend

Rewards on eligible spends
Redeem in the SalarySe app
Your choice

Choose how you want to spend

Your bank account on UPI

Link your existing savings account, pay by UPI, and claim your eligible benefits automatically.

Your RuPay credit card on UPI

Already have a RuPay credit card? Link it and continue paying via UPI.

The SalarySe CUB Card

Want a dedicated benefits card with up to 7.5% cashback? Apply right inside the app.

Learn more →
Compare

SalarySe vs traditional benefit cards

A quick look at what matters when you want to claim benefits without changing how you pay.

What matters
SalarySe
Traditional benefit cards
Payment method
SalarySeUPI you already use, via bank account or RuPay card
Traditional cardsPhysical card, swipe, or tap at terminal
New card required
SalarySeNot required; optional CUB card available
Traditional cardsYes
Where it works
SalarySeEligible merchants that accept UPI, including many QR-only shops
Traditional cardsEligible merchants and terminals that accept the card
Setup
SalarySeIn-app, around 2 minutes
Traditional cardsCard issuance and activation process
Benefit claiming
SalarySeEligible spends captured and processed based on policy
Traditional cardsVaries by program

Meet the SalarySe CUB Card.

A dedicated City Union Bank credit line for benefits and everyday spends, with RuPay-on-UPI so you can pay where traditional cards aren’t accepted.

Apply for the SalarySe CUB Card

Optional. Credit card issued by City Union Bank, subject to eligibility and approval. Fees, charges, and T&Cs apply.

FAQ

Questions and answered

Do I need a new card?+
No. You can link your existing bank account or RuPay credit card and pay by UPI. The SalarySe CUB Card is optional.
Will I still get my tax benefit or reimbursement?+
Eligible Fuel and Phone/Internet spends are captured and processed according to Cognizant's benefit policy and applicable tax rules. Final wording to be confirmed with Cognizant payroll or tax teams before publish.
Is my bank and salary data safe?+
SalarySe uses bank-grade security and UPI payment rails.
Where can I use SalarySe?+
At eligible merchants that accept UPI, including fuel, telecom, internet billers, and many QR-only shops.
What does it cost me?+
Linking your bank account or RuPay card and paying by UPI works with what you already have.

Setup in 2 minutes! Claim your Fuel and Phone benefits the easy way.

Set up SalarySe

Questions? email at smartperks@salaryse.com
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